Traditional Fire Insurance Policy Covers the Fire and/or Lightning risks Explosion (domestic) only. The policy premium is charged in accordance with Tariff rate prescribed by Central Rating Committee (CRC). However; the Fire Policy can be extended to cover some allied perils such as : Fire caused by – smoke, scorching, Falling walls, water used for extinguishing Fire, blowing up building for preventing Spread of fire. This coverage can be extended to include other perils by the additional premium; Riot, Strike Storm, Flood Subsidence Landslide Aircraft damage Bursting or overflowing of tanks.
Riot, Civil Commotion, War, Invasion, Act of Foreign Enemy, Civil War, Rebellion, Revolution, Insurrection etc. Radioactive Contamination